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When it comes to international trade, moving goods across borders involves several risks: theft, damage, accidents, or delays. That’s why having the right cargo insurance isn’t optional — it’s essential.
Whether you’re new to importing or exporting or already manage regular shipments, understanding the types of insurance available is key to protecting your operations and your bottom line.
What is Cargo Insurance?
Cargo insurance is a policy that protects your goods while in transit — whether by land, sea, or air. It covers loss or damage to goods from the moment they leave their point of origin until they arrive at their destination.
Types of Cargo Insurance by transport mode
- Ground transportation insurance: Ideal for domestic shipments or port-to-warehouse transfers.
- Marine insurance: Essential for international shipments by sea, covering containers, bulk cargo, and more.
- Air cargo insurance: Best for high-value or time-sensitive goods shipped by air.
What does Cargo Insurance cover?
Depending on your policy, insurance can cover:
- Physical damage to goods (due to accidents, improper handling, humidity, etc.)
- Theft or loss in transit
- Losses due to shipwreck, fire, or natural disasters
- Delays and related penalties
How to choose the right Insurance?
It depends on:
- Type of goods: Electronics, chemicals, perishables — each requires specific coverage.
- Cargo value: Higher-value goods call for comprehensive insurance.
- Route and destination: Riskier or longer routes may need additional protection.
- Incoterms: These define who’s responsible for insurance and at what point in the journey.
Who can help?
A customs agency in Mexico like Remar International can assist beyond customs clearance. We guide you through the process of choosing the right coverage, working closely with logistics providers, international agents, and trusted insurance companies.
Our support helps you avoid common mistakes, like:
- Undervaluing your cargo
- Getting incomplete or non-applicable policies
- Forgetting to insure door-to-door shipments
Having the right cargo insurance is as important as complying with customs regulations. At Remar International, we help you safeguard your shipments with expert advice in international logistics, insurance, and customs processes.
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